Unlock Regulatory Compliance and Maximize Returns with EasyAI4Insurance

EasyAI4Insurance uses AI to simplify the complexities of US insurance investment regulations, providing summaries, interactive Q&A, and Python code generation for optimized investment strategies. Empowering everyone from junior analysts to seasoned experts.

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Regulatory Compliance

Key Features

Our AI-powered platform simplifies complex insurance investment regulations and helps you make data-driven decisions.

Regulatory Summaries

Get clear, concise summaries of complex investment regulations from US federal and state bodies. Each summary includes source references for verification and compliance.

Simplified regulatory language
Source citations for compliance
Searchable database
Regulatory Summaries

Investment Grade Requirements

Insurance companies must maintain at least 80% of their portfolio in investment-grade securities as defined by NAIC SVO designations 1-2. [Ref. 1] Source: NAIC Model
Law Section 4.2

Equity Investment Limitations

Life insurers are limited to investing no more than 20% of admitted assets in common stocks and other equity investments. [Ref. 2] Source: State Insurance
Code 10506(a)(6)

Risk-Based Capital Requirements

Insurers must maintain capital levels commensurate with their investment risk profile, with higher-risk assets requiring additional capital reserves. [Ref. 3] Source: NAIC RBC
Requirements
C-1 Component

Interactive Q&A

Ask questions in plain English and receive intelligent responses with regulatory citations. Our AI understands insurance-specific terminology and provides accurate guidance.

Natural language understanding
Cited regulatory sources
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AI Assistant

Hello! I'm your EasyAI4Insurance assistant. How can I help you with insurance investment regulations today?

What are the restrictions on investing in stocks for life insurers?

For life insurers, investments in stocks are limited to investment-grade securities and cannot exceed 20% of admitted assets [Ref. 2] Source: State Insurance Code 10506(a)(6) . Additionally, investments in any single issuer should not exceed 3% of admitted assets [Ref. 4] Source: NAIC Model Investment Act Section 7.3 .

Python Code Generation

Transform regulatory requirements into actionable Python code. Our AI generates optimized, commented code for investment analysis and compliance checking.

Fully commented code
Regulatory-compliant algorithms
Customizable to your data
Python Code Generator
# Load financial data
data = pd.read_csv('insurance_data.csv')

# Apply regulatory limits for equities (NAIC guideline)
equity_limit = data['admitted_assets'] * 0.20

# Check single issuer concentration limits
def check_issuer_concentration(portfolio):
  # Max 3% per issuer as per Ref. 4
  issuer_limit = data['admitted_assets'] * 0.03
  issuers = portfolio.groupby('issuer')['market_value'].sum()
  compliance = issuers <= issuer_limit
  return compliance

# Investment allocation logic
investment = allocate_assets(data, equity_limit)

# Calculate risk-based capital requirements
rbc_factor = {
  'AAA': 0.003,   # NAIC-1
  'A': 0.01,     # NAIC-2
  'BBB': 0.045,   # NAIC-3
}
capital_required = calculate_rbc(investment, rbc_factor)

About Us

To empower insurance professionals with AI-driven insights for compliant and profitable investment strategies.

Regulatory Expertise

Our AI is trained on the latest insurance investment regulations across all 50 states and federal guidelines.

Cutting-Edge AI

Powered by advanced natural language processing and machine learning algorithms for accurate, contextual responses.

Data Security

Enterprise-grade security with SOC 2 compliance and end-to-end encryption for all your sensitive financial data.

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